Secure the life you’ve worked for and the people you love the most
No jargon. No sales talk. Just tailored cover that works.
The process is fast, simple and built around your needs.
Why we start with a call
Everyone’s circumstances are different. This quick chat helps us understand if we’re the right fit and ensures you’re matched with the adviser best suited to your needs.
Whether you’re new to insurance or just haven’t looked at it in a while, this is a stress-free way to take the first step- no jargon, no pressure, just clear and supportive guidance tailored to you.
What to expect on the call
We’ll get to know a bit about your current situation - work, family, finances, and goals.
We’ll explain how life insurance, income protection, and other cover types work in clear and simple terms.
We’ll answer any questions you have and talk through your options if cover is something you’d like to explore.
If you already have cover, we’ll offer a free review to make sure it still fits your needs and you’re not paying too much.
Your local advisor
Tim Grapiglia
Director | Financial Planner
Tim has personally helped hundreds of Australians protect their families through tailored life insurance advice. I’ve also been on claim myself, so I understand both sides of the table. I’m here to make this simple, stress-free, and worthwhile.
Life is unpredictable, make sure you're protected
You work hard to build a future, provide for your family and enjoy life. But what happens if the unexpected happens - would you or your loved ones be financially secure?
Life Insurance
Protect your loved ones.
If you’re not around anymore, this makes sure your family isn’t left struggling. It can cover everyday expenses, and pay off the mortgage - so they can grieve without money worries.
Income Protection
When life hits pause, your income doesn't.
If you’re sick or injured and can’t work for a while, this replaces most of your income - so the bills stay paid and you can focus on getting back on your feet.
Total Permanent Disability (TPD)
Life can continue, even after a major setback.
If something major happens that means you can’t work again, this pays a lump sum to help you adjust - whether that’s medical costs, modifying your home, or simply maintaining financial stability.
Trauma Cover
Focus on your health and not your finances.
For big medical issues like cancer, heart attacks, or strokes. It gives you a lump sum to help cover treatment, take time off work, or just relieve financial pressure while you recover.
What Our Clients Are Saying
Rani – ⭐️⭐️⭐️⭐️⭐️
I saw Tim’s Instagram ad and wasn’t sure what to expect but I’m so glad I reached out. We discussed my current situation and helped me plan for the future. We did everything remotely and it was all super smooth and easy. Would definitely recommend!
Jean – ⭐️⭐️⭐️⭐️⭐️
Tim was amazing to deal with. He explained everything in a way that actually made sense and was super quick to respond whenever I had questions. It honestly feels like a weight off knowing I’m properly covered now if something ever happens. Really appreciate how easy and stress free he made the whole process.
Brendan – ⭐️⭐️⭐️⭐️⭐️
Appreciate the help your team gave me in getting my income protection insurance in order.